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American General Assurance Company, et al v - Maryland Courts - courts state md

American General Assurance Company, et al v - Maryland Courts - courts state md 2025

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The case of American General Assurance Company, et al. v. Martha K. Pappano revolves around the failure of Chevy Chase Bank to provide credit life insurance on Mr. Pappano's life in connection with a home equity loan. After Mr. Pappano's death, Ms. Pappano discovered that no insurance was in place despite her belief that it had been arranged. The central legal issue is whether Ms. Pappano's claims were barred by the statute of limitations, which requires actions to be filed within three years of their accrual. The court found that while Ms. Pappano was on inquiry notice of her claims as early as 1996, the reasonableness of her delay in investigating the matter was a factual issue for trial, leading to a partial affirmation and reversal of lower court judgments.

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