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What is the definition of an adjuster?

An adjuster is an insurance claims agent charged with evaluating an insurance claim to determine the companys liability in a policy. There are different types of adjusters, including insurer adjusters, public adjusters, and independent insurers. A license is required in order to become an adjuster.

How much is the adjuster fee?

The adjuster does not take a direct fee from you at all, though you may be responsible for some minor fees and expenses. In this method of compensation, your adjuster takes a percentage of the compensation that is awarded usually somewhere between 5-15%, though 20% is not uncommon in some areas.

What are the public adjuster fees in Florida?

Public adjuster fees are limited to 20 percent. When a state of emergency is declared by the Governor for a natural disaster, the public adjuster fees are limited to 10 percent of the claim payment for one year after the declaration for initial claims for damages caused by that disaster.