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How are payments made in Chapter 13?

You may make payments by wage order, by mail or by TFS Bill Pay. We DO NOT accept cash. A wage order directs your employer to deduct your Chapter 13 plan payment from your wages and send it directly to the Chapter 13 Trustee. Historically, debtors with wage orders have the highest likelihood of success. Making Plan Payments - Chapter 13 - Kara L. West ch13cha.com for-debtors making-plan-payme ch13cha.com for-debtors making-plan-payme

What is order of discharge Chapter 13?

Generally, a discharge removes the debtors personal liability for debts provided for by the chapter 13 plan. In a case involving community property: Special rules protect certain community property owned by the debtors spouse, even if that spouse did not file a bankruptcy case.

Who gets paid first in Chapter 13?

You cannot decide the order in which your creditors are paid. Instead, bankruptcy law sets forth the order that your bankruptcy trustee must pay your debts. Usually, the trustee pays them in this order: secured debts first, followed by priority debts, and then unsecured debts.

What is the equivalent of Chapter 7 in Canada?

These are bankruptcy options available in the United States only. Chapter 7 which is like filing personal bankruptcy in Canada and Chapter 13 which is like a consumer proposal. In Canada, the Bankruptcy and Insolvency Act defines the legal options for a person or a company to be relieved of their debts.

Can the Chapter 13 trustee find out if I get credit?

The trustee will not monitor your credit report, though you should. Thats a good rule whether youre in Chapter 13 bankruptcy or not.

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