The Care for Oregon SM Nursing Loan Program 2025

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Oregon Health Care Provider Incentive Loan Repayment was established by the Oregon Legislature to help support underserved communities in their recruitment and retention of high quality providers who serve patients regardless of their source of coverage (Medicaid, Medicare, private etc.) or ability to pay.
The Public Service Loan Forgiveness (PSLF) is a prominent option for a registered nurse. This program forgives the remaining balance on federal Direct Loans after 120 qualifying monthly payments. Eligible nurses must work full-time for a qualifying employer, such as a government or nonprofit organization.
The PCLF was designed to meet workforce needs in rural Oregon for primary care providers. PCLF participants are eligible for forgivable loans for tuition and fees only, in exchange for a service obligation to an approved rural Oregon practice site.
Start your application Licensed primary care clinicians can receive loan repayment assistance through the NHSC Loan Repayment Program. Providers must be in an eligible discipline serving in a discipline-related Health Professional Shortage Area (HPSA).