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Youll receive recertification notices from StudentAid.gov and your loan servicer. You must recertify every year even if your income has not changed since the previous year.
How to renew student loans?
Because payments are based on your income and family size, you must provide your loan servicer with updated income and family size information each year so that your servicer can recalculate your payment amount. This process is called recertification.
How do I recertify my student loans?
You can renew your FAFSA online, through the Federal Student Aid (FSA) portal. Before you get started, gather the documents you may need to complete the application, such as: Your account usernames (FSA IDs) and passwords. Your Social Security number (or Alien Registration Number)
Do student loans automatically renew?
Usually you have to recertify (update) your information each year, on time, with your loan servicer or the Department of Education to stay on your IDR plan. You can also recertify sooner if your income decreases to see if you are eligible for a lower monthly payment.
Is a scholarship a type of loan that you need to pay back?
Grants and scholarships are free aid (otherwise known as gift aid), meaning they dont need to be paid back, making them the most sought-after options. The main difference between a grant and a scholarship is where the funds come from, eligibility criteria, and the application process.
Part 1. Congress recently passed a law preventing further extensions of the payment pause. Student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October. We will notify borrowers well before payments restart.
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Opportunity: Current Scholarship Families
Students who used scholarship funding the previous Fall 2023 semester will receive an offer to renew their scholarship for the 2024-2025 school year.
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