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CG2038 4/13 This endorsement is very similar to CG2033. The primary difference between these two endorsements is that CG2038 applies to a party or parties requiring additional insured status within a construction agreement that are not the actual contracting party with the contractor.
The CG 20 10 covers the additional insured with respect to liability caused by your ongoing operations. Ongoing operations does not include completed operations. Therefore, the current form CG 20 10 does not include completed operations coverage for the additional insured.
The letters indicate the type of coverage: CG = General Liability; CA = Commercial Auto; CF = Property.
The CG 20 10 additional insured endorsement extends coverage to your clients. What makes the CG 20 10 11/85 endorsement different and the clients preference is the phrase: your work. After November 1985 (hence 11/85), the term your work was replaced with your ongoing operations.
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