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If there is a potentially disqualifying record for a person under age 21, NICS has ten business days from when the FFL first contacted the system for a background check to determine whether the person is disqualified from possessing a gun.
Federal law requires that a NICS background check take no more than three business days. If it does exceed that limit, then the FFL may proceed with the transaction, although there are those in Congress attempting to change this.
A delay response indicates that information you supplied on the ATF Form 4473 has been matched with information contained in the National Crime Information Center, the Interstate Identification Index, and/or the NICS Indices.
Yes, the ATF Form 4473 is available online, but much of it needs to be filled out by the FFL doing your transfer.
A Firearms Transaction Record, or ATF Form 4473, is a seven-page form prescribed by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) required in the United States of America to be completed when a person proposes to purchase a firearm from a Federal Firearms License (FFL) holder, such as a gun dealer.
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People also ask

Common Mistakes Gun Shop Workers Make on 4473 FFL Transfers Writing illegible. Copying information incorrectly (often a customers drivers license number). Not double checking current addressif a customer moves, they need to bring you something that shows their new address is valid.
Waiting periods do not change the background check process; no additional investigative measures are taken no matter how long of a waiting period is imposed. Most background checks are resolved instantly, but investigations can currently last up to 90 days.

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