People also ask
What is a credit reference on rental application?
Credit references are documents that show the credit history of loan applicants and are also often used to support rental applications. The information on a credit reference shows an applicants credit history so that lenders and landlords can determine whether an applicant is likely to make timely payments.
What qualifies as a credit reference?
What Is a Credit Reference? Credit references can be a credit report or documented letter from a previous lender, personal acquaintance, or business acquaintance. Lenders use both credit reports and credit reference letters in their lending decisions for both individuals and businesses.
How do I get a credit reference for my business?
Contact one of the four primary business credit bureaus to request a business credit report. Dun Bradstreet specialize in business credit and, while often more expensive, will provide more thorough information.
Who can I use as a credit reference?
Credit references can include your bank, companies whose bills you pay regularly, or even previous landlords, supervisors, or perhaps your faith leader. Your landlord may contact the credit references you provide to get more information about your payment habits.
Where can I get a credit reference?
Types of credit references Credit bureaus, including Equifax, TransUnion, and Experian, provide credit reports for individuals, while credit rating agencies, including Standard Poors (SP), Fitch Group, and Moodys, provide credit reports for businesses.
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