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Commonly Asked Questions about Florida no fault benefits Application Forms

Is Florida getting rid of no-fault insurance?

Even though the Florida legislature passed an auto insurance overhaul bill that would have done away with the States No-fault insurance system, Florida motorists are not currently required to obtain new insurance policies since the bill was not passed.

What makes Florida a no-fault state?

Florida is a no-fault automobile insurance state. This means that drivers must carry personal injury protection insurance (PIP) to pay for their medical expenses and other accident-related damages, regardless of who caused the collision.

Who pays for car damage in a no-fault state in Florida?

Due to Floridas no-fault laws, your insurance will pay for your auto repair after an accident you did not cause in Florida. However, if the costs of damages exceed your policy limits, you may qualify to recover additional compensation elsewhere.

Is Florida a no-fault state in 2024?

Florida is one of 12 states that have a different system called no-fault. In no-fault states, responsibility for an accident does not impact the resolution of most claims. Each driver will file a claim with their own insurance company to cover the costs associated with the accident.

Is Florida no-fault insurance mandatory?

Unlike many others, Florida is a no-fault automobile insurance state. This means that all drivers are required by law to carry personal injury protection (PIP) insurance and other coverages.