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(7) A lender must, prior to the disbursement of any construction funds to the contractor, record the notice of commencement in the clerk's office as required by this section; however, the lender is not required to post a certified copy of the notice at the construction site.
The Notice of Commencement is a part of the Florida Lien Statute. This document is filed in county records and signifies the beginning of a project. While not required in some states, not filing the Notice of Commencement in Florida can unfavorably affect your lien rights in the state.
713.23 or the date the notice of bond is served on the lienor. (f) The giving of a notice of commencement is effective upon the filing of the notice in the clerk's office. (g) The owner must sign the notice of commencement and no one else may be permitted to sign in his or her stead.
Does the Florida Notice of Commencement need to be notarized? Yes. In Florida, this notice must be signed by the owner, and notarized.
The owner (of the property) must sign in two places on the Notice of Commencement, or the Owner's Authorized Officer/Director/Partner/Manager. o The owner or the person who signed must also sign under the Verification Pursuant to Section 92.525 of the Florida Statues, indicating that they have read the foregoing ...

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(3) The recording of a notice of commencement does not constitute a lien, cloud, or encumbrance on real property, but gives constructive notice that claims of lien under this part may be recorded and may take priority as provided in s. 713.07.
The property owner is usually obligated to file the notice of commencement in Florida, but there is one exception. IF a construction loan is taken for the project, the construction lender must actually file the NOC, and the owner will be excused from this.
Florida Statutes Section 713.13 provides that an owner shall record a Notice of Commencement prior to commencing to improve real property, or recommencing completion of any improvements after default or abandonment of the construction.
The owner (of the property) must sign in two places on the Notice of Commencement, or the Owner's Authorized Officer/Director/Partner/Manager. o The owner or the person who signed must also sign under the Verification Pursuant to Section 92.525 of the Florida Statues, indicating that they have read the foregoing ...
To properly terminate the notice of commencement, the owner must follow all of the requirements set forth in Section 713.132 of the Florida Statutes.

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