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Who Should Get Genetic Testing? You should consider getting genetic testing if you have: A recent or current cancer diagnosis at a young age. Multiple types of any cancer or multiple people with cancer in your family.
A lot of genetic testing hasnt really been proven to be all that effective -- as in, the data doesnt support the idea that it predicts disease well or something. There are exceptions of course but broadly thats the case. So thats why insurance doesnt want to cover it.
If your insurer has denied coverage for genomic testing that your physician feels is medically necessary, you can appeal that decision. Your doctor will first write a letter to your insurer, asking for a medical exception, and detailing why the testing is medically necessary.
Note to the Ordering Health Care Provider: Some states require that patients (or their authorized representatives) provide their written informed consent prior to receiving genetic testing, and that the ordering health care provider maintain documentation of the informed consent in the patients medical record.