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What is the best way to prepay for a funeral?

Payable-on-death (POD) account This is a type of bank account that allows you to put aside funds for your funeral and name someone who can get access to the money when you die. They present a death certificate to the bank and get the money \u2014 on the spot. It doesn't go through probate.

Can you change your funeral plan?

Yes, it is not uncommon for people's circumstances or wishes to change. Just let us know what you wish to change. There may be an additional cost if you add extra features or services to your plan.

What happens if I cancel my funeral policy?

IF YOU CANCEL the funeral insurance policy you will usually NOT GET YOUR MONEY BACK. Many funeral plans are \u201cstepped\u201d policies and the premiums for funeral insurance WILL INCREASE as you get older. Unless you die in the next 5-10 years you will end up paying more than the cost of the funeral you will receive.

What is a trust based funeral plan?

Setting up a funeral plan trust allows funeral directors to offer their own funeral plans directly to customers. They can build a book of guaranteed future funerals, keep fees that would normally be paid to third parties and benefit from investment growth realised by the trust.

What are the pros and cons of a prepaid funeral?

Here are the biggest pros of prepaid funeral plans to determine if they're right for you. Reduce your family's burden. ... Honor your personal decisions. ... Secure an affordable price. ... Choose your funeral home. ... You can't transfer your plan. ... There can be unexpected fees. ... Prepayment doesn't cover all costs.

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