Citizens wind mitigation form 2025

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  1. Click ‘Get Form’ to open the citizens wind mitigation form in the editor.
  2. Begin by filling out the Owner Information section. Enter your name, address, city, county, insurance company, year of home, zip code, contact person, and phone numbers. Ensure all fields are completed accurately.
  3. Proceed to the Building Code section. Indicate whether your structure complies with the Florida Building Code or South Florida Building Code by selecting the appropriate option and providing necessary dates and permit application details.
  4. In the Roof Covering section, select all applicable roof types and provide relevant installation dates or product approval numbers as required.
  5. Continue through each section regarding Roof Deck Attachment, Roof to Wall Attachment, Roof Geometry, Secondary Water Resistance, and Opening Protection. Carefully read each question and select or fill in answers based on your inspection findings.
  6. Finally, ensure that a qualified inspector completes their information at the end of the form. This includes their signature and date to validate the inspection.

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Check your insurance policy. Most here have a separate wind and hail deductible and coverage. If you only lost a few shingles than it probably isnt bad enough to file a claim. If your roof is damaged from hail or wind and needs to be replaced youre going to owe that deductible. So dont frivolous file a claim.
A wind mitigation inspection can significantly reduce the cost of your insurance policy. Thats because this inspection can determine whether your home has features that drastically decrease your chances of severe property loss from wind. As always, the safer and stronger your home is, the lower your premiums may be.
Does my homeowners insurance cover against losses due to fire, lightning, tornadoes, wind storms, hail, explosions, smoke, vandalism and theft? Yes. Typically, your homeowners insurance covers a large number of perils, including all those listed.
Homeowners insurance typically covers wind damage. Coverage also usually includes damage from hail, wind-driven rain or snow that gets inside the home when a roof or wall is damaged due to wind.
Wind mitigation means installing or having features in your property that help protect it in the case of high winds caused by a hurricane or a storm. Some of those features include: Roof to wall connections, roof covering, roof deck attachment and roof shape. Secondary water resistance.
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People also ask

Is wind damage covered by home insurance? Yes, as noted above, homeowners insurance typically covers most types of wind damage. Usually, the dwelling coverage of your homeowners policy will help pay to repair or replace damage to the roof, siding or windows due to a wind event.

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