Or a major accident with a Zipcar 2025

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Gas, insurance options,* and 200 miles per day are all included in membership. Other fees, such as a young driver fee, may apply.
You can claim compensation from the Uber drivers insurance, or the driver of another vehicle involved in the crash. In some cases, you may also be able to claim against the local council if poor road conditions led to the accident or the vehicle manufacturer for any defects.
You also need to give the owners name and address if the vehicle is not yours. You must report the accident to the police within 24 hours if you do not give your details at the time of the accident. You must also report the accident to your insurance company, even if youre not planning to make a claim.
Members who comply with the membership contract are covered by Zipcar physical damage insurance on the Zipcar vehicle while driving a Zipcar.
In a major accident, the damage caused is extensive. This is what most people refer to as being totaled. A car or any other vehicle involved in a major accident is less likely to be in a manageable shape or form. The damage renders it undrivable and useless almost immediately and requires it to be towed away.
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You will be charged a Damage Administration fee of 30 if no third party involvement, or 50 if there is third party involvement, and may be charged the Damage Fee, a cleaning fee, low fuel fee or other applicable fees, and Zipcar may suspend, or may even terminate your membership in certain circumstances.
As the hirer, you are likely liable for any damage or loss to the rental vehicle under the terms and conditions of the rental agreement. Many car rental companies require hirers to purchase additional insurance excesses and/or liability insurance in the event of an incident - we explain more about this, below.

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