BCS-RETIREE PACKET- Cover page 2025

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Each Soldier requesting retirement will, with the help of their personnel officer/S-1, complete DA Form 2339, in ance with AR 635-200, Chapter 12, paragraph 12- 13. When a waiver to a service obligation is requested, a justification will be included as an enclosure.
SBP premiums are payable for a total of 30 years (360 months) and attainment of at least age 70: Premiums paid for any beneficiary category count toward paid-up status (spouse, child, former spouse, etc.).
To check your SBP coverage status, review your Retiree Account Statement (RAS) carefully. Make sure the SBP Coverage Type properly reflects former spouse or spouse (as applicable to your individual circumstances).
1. Multiply your years of equivalent service (see equivalent service formula below) by 2.5%. 2. Multiply the result by the average of your highest 36 months of basic pay.
The maximum SBP annuity for a spouse is based on 55 percent of the members retired pay (or in the case of a member who retires under REDUX, the retired pay the member would have received if under the high-three retirement system).
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