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The WRS refers to these plan types as Money Purchase (defined contribution) and Formula (defined benefit). ETF calculates your retirement benefit using both methods and you will automatically be paid the highest amount.
The WRS is a hybrid defined benefit plan. It contains elements of both a 401(k) or defined contribution plan and a defined benefit plan.
The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
With the UW Retirement Plan (UWRP), each dollar you contribute is fully matched by the UW, and you get to choose your funds with the help of Fidelity Investments, the nations largest investment management firm and provider of workplace retirement plans.
Your WRS Annual Statement of Benefits is your official confirmation from ETF that provides details about your Wisconsin Retirement System account balances.

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The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
As a Wisconsin Retirement System (WRS) participating employer whose employees are authorized to make contributions to WRS under Section 403(b) of the Internal Revenue Code (IRC), you are deemed to be the Plan Administrator of your employees WRS 403(b) plan.
Consult this manual as an initial resource for WRS-related questions or concerns. For more information contact the Employer Communication Center at 1-877-533-5020, or email ETFSMBEmployerWRS@etf.wi.gov.

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