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Taking Money from Your WRS Account Retirement Benefit: you may apply for a retirement benefit once you have terminated all WRS employment, docHubed the minimum retirement age for your employment category, and are vested.
Taxation of Your WRS Benefit The tax treatment of WRS benefits is generally similar for federal and Wisconsin income tax purposes. Your WRS benefit is not subject to Social Security or Medicare taxes.
Separation Benefit: A separation benefit is a 1-time payment consisting only of employee contributions, additional contributions (if applicable), and accumulated interest. You may take a separation benefit if you no longer work for a WRS employer, have not docHubed your minimum retirement age, and/or you are not vested.
Your formula benefit is based on your three highest years of earnings (final average earnings), a formula multiplier (based on your employment category), your years of creditable service (including any creditable military service) and an actuarial reduction if you retire before your normal retirement age.
The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
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Money is paid by both the employer and the employee. A defined benefit plan means that the amount paid to you in retirement is based on a formula that is fixed, and therefore defined.
A separation benefit is a one-time, lump-sum payment consisting only of employee contributions, additional contributions (if applicable), and accumulated interest.
Your WRS Annual Statement of Benefits is your official confirmation from ETF that provides details about your Wisconsin Retirement System account balances.

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