Virginia form 61a 2025

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Under Virginias Workers Compensation Act, employers must provide workers comp to their legally hired employees, but they are not required to cover contractors. Independent contractors and subcontractors usually have to shoulder their own workers comp insurance.
Recall that your compensation rate is two-thirds of your average weekly wage. If you calculate your compensation rate and it is higher than the maximum set for that year, you receive only the maximum rate even though it would be less than two-thirds of your average weekly wage. In 2023, the maximum rate was $1,343.00.
In 2021, the Virginia Workers Compensation Commission approved 4,839 settlements with a total aggregate value of $253,600,035. Therefore, the average workers comp settlement payout in Virginia was $52,407.53.
Employees who suffer on-the-job injuries and diseases may be eligible for benefits under the Virginia Workers Compensation Act. If injured, you should (1) report your injury to your employer immediately; and (2) file a claim with the Commission no later than two years after the accident.
Virginia law requires that most employers carry workers compensation insurance in order to cover their workers in the event of a work injury. Workers compensation provides a tradeoff for both employers and employees. For the employer, it provides an exclusive remedy, shielding the employer from civil suit.
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