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A: Virginia law requires Virginia workers compensation coverage for work performed or subcontracted in Virginia, even if it is temporary work. Virginia does not have reciprocity with any other state.
Virginia law requires that most employers carry workers compensation insurance in order to cover their workers in the event of a work injury. Workers compensation provides a tradeoff for both employers and employees. For the employer, it provides an exclusive remedy, shielding the employer from civil suit.
If your doctor says you cannot work because of your work-related injury or illness, you may be entitled to compensation equaling 66 2/3% of your regular wages based upon earnings for the 52 weeks prior to your injury. This amount is subject to a statewide maximum reimbursement amount.
If your claim progresses relatively smoothly and your employer promptly approves it, you may start receiving benefits within a few weeks. You have two years from the injury date to file your workers compensation claim.
The Virginia Workers Compensation Act requires employers with at least three employees to provide insurance that covers work-related injuries and illnesses for all employees. However, independent contractors are not eligible for coverage under the workers compensation policy for the company they are working for.

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Virginia Workers Compensation Benefits Limits. For most workers compensation cases, there is an overall limit of 500 weeks on how long you can receive benefits. There are exceptions to this limit in the case of some especially severe injuries such as spinal cord injuries, brain injuries, or the loss of multiple limbs
After calculating your average weekly wage, you would be eligible for two-thirds of that wage (or the maximum rate, whichever is lower). For example, if your pre-injury average weekly wage was $900, then you are entitled to $600 in benefits, which is two-thirds of your average weekly wage.
Calculate Your Earnings Calculate your total gross earnings (not your take-home pay) over that 52 week period and divide the total gross earnings figure by 52. The resulting amount is your average weekly wage as defined under the Virginia Workers Compensation Act.

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