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By contrast, an independent contractor performs services required by an employer but is not subject to the employers control about how the services are performed.
1 Q: Am I required to obtain workers compensation insurance? A: Virginia law requires that an employer who regularly employs more than two part-time or full-time employees carry workers compensation.
A sole proprietor that has no employees and that does not hire subcontractors is not required by law to carry workers compensation coverage. An individual that is not required by law to carry coverage can obtain it voluntarily.
Virginia Workers Compensation Verification Tool The tool must be launched from a page on the Commissions website at .vwc.state.va.us/. The link is on the left side under VWC Resources. The tool is called: Insurance Coverage Search.
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Virginia law requires that an employer who regularly employs more than two part-time or full- time employees carry Virginia workers compensation coverage.
Proof of coverage shall include the name and address of the insured, the insureds federal employer identification number (FEIN), the policy number, dates of insurance coverage, the name and address of the insurer, and the insurers identification number.
Independent contractors are not eligible for workers comp coverage, because an employment contract and employment relationship do not exist. While there usually is a contract, it is of a completely different nature. An independent contractor provides services, but there is not an employment relationship.
Virginia law requires that most employers carry workers compensation insurance in order to cover their workers in the event of a work injury. Workers compensation provides a tradeoff for both employers and employees. For the employer, it provides an exclusive remedy, shielding the employer from civil suit.
The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers compensation.