Louisiana chapter 7 2026

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  1. Click ‘Get Form’ to open the Louisiana Chapter 7 document in the editor.
  2. Begin by filling out your personal information in the designated fields, including your name, address, and contact details. Ensure accuracy as this information is crucial for your bankruptcy case.
  3. Next, complete the Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1). This form will help determine if your income exceeds the median for Louisiana. If it does, you will need to proceed with the Means Test Calculation (Official Form 122A-2).
  4. List all your debts and assets in the appropriate sections. Be thorough; any omitted debts may not be discharged. Use our platform's features to easily add or modify entries as needed.
  5. Finally, review all entered information for accuracy before submitting. Utilize our platform’s tools to ensure everything is correctly filled out and ready for filing.

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To file for Chapter 7, you must pass the means test, which compares your average household income to Louisianas median income for your household size. If your income is below the median, you automatically qualify.
Bankruptcy is a great way to get rid of credit card debt, medical bills, and personal and payday loans. But bankruptcy cant wipe out recent income tax you owe, alimony, child support, or debt incurred from illegal acts (embezzlement, larceny, etc.).
Chapter 7 bankruptcy wipes out most unsecured debts. Unsecured debts include debts like medical bills, personal loans, payday loans, and credit card debt. Past-due rent and utility bills are also unsecured debts. Chapter 7 bankruptcy provides the quickest form of bankruptcy relief available in the United States.

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