UNITED STATES BANKRUPTCY COURT WESTERN DISTRICT OF TEXAS AUSTIN DIVISION 2025

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  1. Click ‘Get Form’ to open the Voluntary Petition in the editor.
  2. Begin by entering the Name of Debtor and Joint Debtor in the designated fields. Ensure you include last, first, and middle names as required.
  3. Fill in all other names used by both debtors in the last eight years, including any married or maiden names.
  4. Provide the last four digits of Social Security numbers or Individual-Taxpayer IDs for both debtors. If there are multiple IDs, list them all.
  5. Complete the street address fields for both debtors, ensuring accuracy in city and state details.
  6. Indicate the type of debtor by checking the appropriate box (Individual, Corporation, etc.) and select the chapter under which you are filing.
  7. Review all sections carefully before signing. Use our platform’s features to save your progress and ensure all information is correct.

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A Chapter 13 petition for bankruptcy will likely necessitate a $500 to $600 monthly payment, especially for debtors paying at least one automobile through the payment plan.
If youre filing for Chapter 7 bankruptcy in the U.S., you must spend $338. This fee includes a $245 filing fee, a $78 administrative fee, and a $15 trustee surcharge. If youre considering Chapter 13 bankruptcy, the filing fee is a little lower, at $313. This includes a $235 filing fee and a $78 administrative fee.
A Chapter 7 bankruptcy cannot: Discharge past-due child support, property taxes, recent IRS debts, and most student loans. Protect you from hot check or other criminal charges, or waive criminal fines, fees, penalties, and restitution. Discharge debts that arise after the bankruptcy has been filed.

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The Chapter 7 filing fee is $338, while the Chapter 13 filing fee is $313. You can apply for a fee waiver if you qualify based on income. Texas has four federal bankruptcy districts, and you must file in the correct district. This mandatory meeting allows creditors to ask questions about your finances.
How Much Does Bankruptcy Cost? If youre able to file on your own and get fee waivers, filing bankruptcy can be free. Without waivers, it can cost as little as $400 to file for bankruptcy or up to as much as $3,000 or more if you hire a bankruptcy lawyer.
2025 Texas Chapter 7 Income Limits by Household Size Household SizeAnnual Income LimitMonthly Income Limit 1 Person $67,556 $5,630 2 People $88,777 $7,398 3 People $100,520 $8,377 4 People $112,067 $9,3395 more rows Aug 6, 2025
Court Locations and Contact Information Courts NameWestern District of Texas - Austin Courts Address 903 San Jacinto, Ste 322 Austin, TX 78701 Courts Phone Number 512-916-5237
The court convenes in San Antonio with divisions in Austin, Del Rio, El Paso, Midland, Pecos, and Waco. It has jurisdiction in over 50 Trans-Pecos, Permian Basin, and Hill Country counties of the U.S. state of Texas.

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