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If the property you want to buy using a VA loan is in an area where the probability of termite infestation and termite treatment is rated as moderate to heavy or very heavy, the VA requires that the property be inspected by a termite control professional who meets all the requirements of the state where the property is ...
VA Termite Inspection Cost Typically, the seller pays the cost, but it may also be the listing agent, buyer's agent, or even the lender (as long as the Veteran does not pay it.) Most termite inspection invoices range from $50 \u2013 $100.
Wood Destroying Insects \u2013 Wood Destroying Insect Inspections are required on all existing residential properties, including condominium projects that are 5 stories or less in height, due to the high probability of termite infestation in the area.
VA Lender Handbook chapter 13 states, \u201cIf the property is located in an area where the probability of termite infestation is very heavy or moderate to heavy according to the Termite Infestation Probability Map,\u201d then VA requires that purchases, regular financing, and cash-out refinancing include a VA termite inspection ...
The VA loan program allows the seller to pay up to 4 percent of the home's price in closing costs. The seller isn't required to pay that much. If you'd like the seller to help cover your closing costs, be sure to let your real estate agent know before you negotiate a purchase contract.
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Wood Destroying Insects \u2013 Wood Destroying Insect Inspections are required on all existing residential properties, including condominium projects that are 5 stories or less in height, due to the high probability of termite infestation in the area.
As of June 2022, the VA recognized the growing prevalence of termite infestations. VA loans now require a termite pest inspection for homes located in areas where the probability of infestation is considered "Moderate to Heavy" or "Very Heavy." The cost of a termite pest inspection varies.
The NPMA-33 WDI inspection report is only used to report activity or damage from wood destroying insects that, for the purposes of this report, include termites, carpenter ants, carpenter bees, and reinfesting wood boring beetles.
A pest inspection costs $50 to $150 for a VA loan and must be done within 90 days of closing. An inspection is required for areas in "very-heavy" or "moderate-to-heavy" termite infestation zones. Check the VA termite inspection requirements by state or ask your VA lender for more details.
The VA recognizes a Wood-Destroying Insect Inspection for up to 90 days. This gives you that time to finish the closing process and move into your new home.

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