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Application for an early payment of preserved pension medical assessment EPPA1 2025

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The document outlines the EPPA1 – P1 form, which is an application for a medical assessment to determine eligibility for early payment of preserved pensions under the Civil Service Pension Scheme for former members with a classic pension. It provides guidance on completing the form, necessary medical consents, and the process involved in applying for early pension payments due to ill health. The document emphasizes the importance of providing accurate information and obtaining necessary medical documentation to support the application.

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What is the early payment of preserved pension?

Early Payment of Preserved Pension benefits (EPPP) Early Payment of Preserved Pension benefits covers: those who have a preserved pension and lump sum entitlement not payable until age 60/65/State Pension Age and. those in receipt of an immediate pension who have preserved pension increases payable from age 55.

How much of my pension can I take early?

Most personal pensions set an age when you can start taking money from them. Its not normally before 55. Contact your pension provider if youre not sure when you can take your pension. You can usually take up to 25% of the amount built up in any pension as a tax-free lump sum.

What is the difference between a deferred pension and a preserved pension?

If you left Service with a preserved entitlement, you can claim this pension from age 65. If you have a deferred entitlement under this Scheme, you can claim this pension from your State Pension Age.

What are preserved benefits in a pension?

Preservation is a term defined in the Pensions Act to refer to a requirement for occupational pension schemes to maintain benefits for members after they leave. The same principle applies in relation to personal retirement savings accounts (PRSA) and personal pensions.

What is the early retirement payout?

A plan distribution before you turn 65 (or the plans normal retirement age, if earlier) may result in an additional income tax of 10% of the amount of the withdrawal. IRA withdrawals are considered early before you reach age 59, unless you qualify for another exception to the tax.