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The National Coastal Resilience Fund (NCRF), established in 2018, invests in nature-based solutions that protect coastal communities while enhancing habitats for fish and wildlife.
The Reinsurance Facility is a mechanism for pooling of insurance risks who cannot obtain coverage by ordinary methods. Premiums, losses, and expenses are shared by the member companies in proportion to their respective North Carolina automobile liability insurance writings.
Created in 1973, the mission of the North Carolina Reinsurance Facility (NCRF) is to ensure that all eligible risks can purchase auto liability insurance, to ensure the right premiums are collected and the correct losses are paid, and to minimize the impact on policyholders and companies in North Carolina.
NCRF policy premiums Although policies for high-risk drivers ceded to the NCRF are roughly 35% higher than they otherwise would have been, premiums are still calculated using the same factors. North Carolina allows insurers to assess the NC Recoupment Fee on all auto insurance policies every year.
NCRF policy premiums The surcharge is based on the recoupment percentage established for the current period. The current recoupment fee is 5.35%, and it is applied to your liability coverage premiums. The recoupment fee is not considered part of your premium.
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NORTH CAROLINA REINSURANCE FACILITY. CERTIFICATION OF HIGHER COVERAGE LIMITS.
The NCRF is proactively defending religious freedom for all Americans, everywhere, all the time. The NCRF believes that the right of religious freedom is a fundamental, inalienable human right, rooted in human dignity, and a powerful source of both individual and social flourishing.

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