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The 1098-E tax form reports the amount of interest you paid on student loans in a calendar year. Loan servicers send a 1098-E to anyone who pays at least $600 in student loan interest.
Most borrowers who paid $600 or more in interest during 2021 will receive one 1098-E. Borrowers who had multiple servicers in 2021 may receive two or more 1098-E's. If a borrower has questions about 2021 1098-E's, direct the borrower to his or her current federal loan servicer's website for assistance.
Your student loan servicer (who you make payments to) will send you a copy of your 1098-E via email or postal mail if the interest you paid in 2020 met or exceeded $600. Even if you didn't receive a 1098-E from your servicer, you can download your 1098-E from your loan servicer's website.
The IRS only requires federal loan servicers to report payments on IRS Form 1098-E if the interest received from the borrower in the tax year was $600 or more, although some federal loan servicers still send 1098-E's to borrowers who paid less than that.
Will I receive a 1098-E? If you paid $600 or more in interest to a federal loan servicer during the tax year, you will receive at least one 1098-E.
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You can download your 1098-E from your servicer's website. If you're not sure who your loan servicer is, you can log in to StudentAid.gov to get your servicer's contact information. You can also call the Federal Student Aid Information Center at 1-800-433-3243. Note: You can't download your 1098-E from StudentAid.gov.
If you don't receive the 1098-E If you paid less than $600 in interest, you might not get a 1098-E form. If you don't receive a form, the U.S. Department of Education says you should contact your loan servicer to find out how much you paid in interest. Check for a phone number on statements sent to you by the servicer.
To file your taxes, you don't need a physical copy of your 1098-E. Check with a tax advisor to determine how much of the interest paid on your student loans in the previous year is tax deductible.

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