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If you don't receive the 1098-E If you paid less than $600 in interest, you might not get a 1098-E form. If you don't receive a form, the U.S. Department of Education says you should contact your loan servicer to find out how much you paid in interest. Check for a phone number on statements sent to you by the servicer.
The IRS only requires federal loan servicers to report payments on IRS Form 1098-E if the interest received from the borrower in the tax year was $600 or more, although some federal loan servicers still send 1098-E's to borrowers who paid less than that.
The 1098-E tax form reports the amount of interest you paid on student loans in a calendar year. Loan servicers send a 1098-E to anyone who pays at least $600 in student loan interest.
Your student loan servicer (who you make payments to) will send you a copy of your 1098-E via email or postal mail if the interest you paid in 2020 met or exceeded $600. Even if you didn't receive a 1098-E from your servicer, you can download your 1098-E from your loan servicer's website.
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