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Uber will only do the minimum amount of due diligence to determine if you have insurance coverage. While they will require proof that you have a policy, they do not ensure that your policy applies while operating as a rideshare driver. This could lead you to believe you have comprehensive coverage when you do not.
An insurance declarations page tells you almost everything about your policy, from whos covered to which coverages you pay for. Your insurance company will send your declarations page to you via email, fax, or regular mail as soon as you buy your policy.
When you purchase a homeowners insurance policy, when you renew your policy, or when you make any changes to your policy, the company will give you a document called a Declarations Page. The Declarations Page identifies the kinds and amounts of coverage you have and how much it will cost you.
Your declaration page includes important details: Policyholders name. Names of additional insured drivers. Policy number (with certain digits removed for privacy)
Always contact your auto insurer before you start ridesharing to make sure youre not violating the terms of your policy, and to add rideshare coverage.
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Your insurance company will usually send your insurance policy declarations page automatically as soon as you sign up for auto or home insurance. Youll find it at the beginning of your policy documents, which you may receive by email, fax, or regular mail.
The Declaration of CCRs is typically a lengthy document, setting up the general structure of the development and describing what land is subject to the governing documents, as well as what parts of the development are common areas owned by the association.

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