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Fha purchase agreement addendum pdf

Fha purchase agreement addendum pdf 2025

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The FHA/VA Loan Addendum is a legal document that modifies the Real Estate Purchase Contract (REPC) between a buyer and seller, specifically addressing terms related to Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans. It outlines the buyer's intentions regarding property occupancy, conditions under which the buyer is not obligated to complete the purchase based on appraised values, seller responsibilities for appraisal-required repairs and pest control, and potential contributions from the seller towards loan costs. The addendum also clarifies that any inconsistencies with applicable laws will be governed by those laws.

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Click ‘Get Form’ to open the FHA Purchase Agreement Addendum PDF in our editor.
Begin by filling in the Offer Reference Date and the names of the Buyer and Seller at the top of the form. Ensure all details are accurate as they are crucial for the agreement.
In Section 1, check the appropriate box to indicate whether the Buyer intends to occupy the property as their residence.
Proceed to Section 2, where you will outline conditions regarding appraisal values. Fill in any necessary details about appraised values and your rights concerning them.
In Section 3, specify any required repairs that need to be made by the Seller, including a maximum cost limit.
Complete Section 5 by checking applicable boxes regarding Seller contributions towards loan costs and entering specific amounts where indicated.
Finally, ensure both Buyer and Seller sign and date at the bottom of the form, confirming acceptance or counteroffer status as needed.

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What is an addendum to a purchase agreement?

In the world of contract law, an addendum is a document that modifies an original agreement or contract. Its a separate document that spells out additional terms, conditions, or details that werent in the first version.

What is the purpose of the financing addendum?

Also called an Escape Clause, the FHA amendatory clause is a disclosure that gives FHA homebuyers extra protection to cancel a transaction and receive a refund of any upfront earnest money if the value of the home is below the agreed-upon sales price.

What is the FHA purchase agreement addendum?

An FHA/VA financing addendum is attached to a purchase contract to state that a buyer with FHA/VA financing can back out of the sale if the appraised property value is less than the asking price.

Who provides the FHA addendum?

The amendatory clause is usually embedded directly in the real estate sales contract or added to the contract as an FHA addendum. All parties involved in the sale, including the buyer(s), seller(s), and their respective agents, must sign the amendatory clause disclosure form for it to be valid.

Where can I find the FHA amendatory clause?

WARNING: Section 1010 of title 18, U.S.C.

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What is an FHA addendum?

The FHA amendatory clause gives you the legal right to walk away from a home purchase and recover your earnest money if the property appraises for less than what youve agreed to pay.

How do I write an addendum to a purchase agreement?

Utilize formal and precise language that adheres to legal standards. Incorporate phrases like amendment to the original agreement and real estate contract update throughout the document. Ensure that your addendum is signed and dated by both parties to validate the changes, thereby reinforcing its legal standing.