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Generous Time to Enroll You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended.
What is not a qualifying event under COBRA?
A loss of coverage caused by an event not listed as a triggering event will not result in a right to continuation coverage under COBRA. This includes events such as a change in plan eligibility rules, failure to pay plan premiums, or an employees decision to voluntarily drop coverage.
Can I get COBRA coverage retroactively?
COBRA applies to most private sector businesses with 20 or more employees. It requires an employers group health insurance plan to continue after qualifying life events. These include: Termination or a reduction of a covered employees hours.
What are the 7 COBRA qualifying events?
The following are qualifying events: the death of the covered employee; a covered employees termination of employment or reduction of the hours of employment; the covered employee becoming entitled to Medicare; divorce or legal separation from the covered employee; or a dependent child ceasing to be a dependent under
Which of the following would be qualifying event as it relates to COBRA?
COBRA Qualifying Event Notice The employer must notify the plan if the qualifying event is: Termination or reduction in hours of employment of the covered employee, Death of the covered employee, Covered employee becoming entitled to Medicare, or Employer bankruptcy.
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Related links
COBRA COVERAGE ELECTION FORM
Under federal law, you must have 60 days after the date of this qualifying event (election) notice to decide whether you want to elect COBRA coverage under the
FAQs on COBRA Continuation Health Coverage for Workers
The type of qualifying event determines who the qualified beneficiaries are for that event and the period of time that a plan must offer continuation coverage.
Reporting and Disclosure Guide for Employee Benefit Plans
The administrator must provide this notice generally within 14 days after being notified by the individual of the qualifying event. Notice of Early Termination
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