MFDR FORM 19 - OK 2025

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Temporary Total Disability TTD benefits are calculated as 70% of your average weekly wage (AWW) in the year preceding your injury, up to a maximum based on average statewide wages. For injuries that happened in 2025, the maximum TTD benefit is $1,083.46.
However, in Oklahoma, most businesses are required to carry work comp coverage because regardless of the type of work youre performing there are inherent risks that must be shielded against to protect ones workers and business in the event of an injury.
The law states that nearly every employer is required to carry workers compensation coverage. In some circumstances, certain employees in Oklahoma may be exempt from workers comp coverage, such as: Sole proprietors. Members of a limited liability company (LLC) who own at least 10% of the capital.
Any employer who fails to secure compensation required under the Administrative Workers Compensation Act, upon conviction, shall be guilty of a misdemeanor and subject to a fine of up to Ten Thousand Dollars ($10,000.00) to be deposited in the Workers Compensation Commission Revolving Fund.
Oklahoma Workers Compensation Settlement Chart In Oklahoma, for injuries incurred on or after July 1, 2021, permanent partial impairments will be paid out at 70 percent of the workers average weekly wage, but those benefits are capped at $360 per week.
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To file for workers compensation, you will need to file Form 3 Employees First Notice of Accidental Injury and Claim for Compensation with the Oklahoma Workers Compensation Court. Your employer may also file this form on your behalf, directly with their insurer or the court.
Health insurance covers injuries or illnesses that happen off the job, but most employers are required to have workers compensation insurance for small business to cover their employers when an illness or injury happens at work.

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