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California dual capacity disclosure

Dual capacity disclosure california 2025

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The document is a California Dual Capacity Disclosure informing borrowers that the real estate licensee involved in their property transaction is also acting as a mortgage broker or lender. It outlines the requirement for the licensee to disclose their dual role and compensation for both real estate services and mortgage financing. Borrowers are required to acknowledge their understanding of this disclosure by signing.

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2013	4.3 Satisfied (35 Votes)

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What is dual capacity doctrine California?

Dual Capacity Doctrine The doctrine originated in a California case where a nurse was injured by the malpractice of a doctor that happened to be her coworker. The California Supreme Court allowed the nurse to sue for medical practice despite the fact that her injuries were sustained on the job.

What is the 5 year rule for workers comp in California?

Under this rule, injured workers may request modifications to their claims or seek additional benefits for medical conditions or disabilities that worsen within five years of the injury date.

What is dual capacity disclosure?

Per the Lending Letter, a mortgage loan originator, or an associate of a mortgage loan originator, may act as both a mortgage loan originator and a real estate broker or agent in connection with the sale of property if the mortgage loan originator provides the buyer a dual capacity disclosure informing the borrower

What is the doctrine of double capacity?

Dual Capacity Doctrine. What may happen in MCOs is a variant on the dual capacity doctrine. The dual capacity doctrine evolved as an aspect of workers compensation law. A worker who is injured by a fellow workers negligence is usually limited to a workers compensation recovery.

What is an example of a dual capacity doctrine?

This is known as dual capacity. An example of a dual capacity would be where the employee is injured during the course and scope of employment by a product that is manufactured by your company.

Are dual agency scenarios illegal in California?

Legally speaking, a dual agent is a real estate broker, or agents working for the same broker, who act on behalf of both the seller and the buyer in a transaction. A broker is permitted to act as a dual agent in California only if the buyer and seller are both aware of and consent to the dual agency.

What does dual capacity mean?

dual capacity doctrine. : a doctrine that provides an exception to the exclusive remedy of workers compensation by allowing an employee to sue his or her employer when the injury caused by the employer to the employee is unrelated to the employees capacity as an employee.

How does dual agency work in California?

In light of the competing interests between buyer and seller, California surprisingly permits dual agency in real estate transactions, meaning that a real estate agent or broker can represent both the buyer and seller in the same transaction.

Dual capacity disclosure california 2025

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