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Does VA still require the nearest living relative form?
The VA requires all mortgage applicants to furnish a form designating a nearest living relative.
What is considered VA indebtedness?
Benefit debt includes debt related to VA disability compensation, non-service-connected pension, or education benefits.
What is the VA character of discharge determination?
VA looks at the character of discharge to determine whether a person meets the basic eligibility requirements for receipt of VA benefits under title 38 of the United States Code. Any discharge under honorable conditions satisfies the character of discharge requirement for basic eligibility for VA benefits.
What is the UW ratio for a VA manual?
What is the max DTI on a VA manual underwrite? Although certain lenders may evaluate candidates with a DTI ratio up to 60 or 65 percent on an AUS record, manual underwriting typically has a maximum DTI of about 45 to 50 percent. A higher DTI ratio may be considered if you meet VA compensating factors.
How do I verify eligibility for VA benefits?
You also can visit .va.gov/healthbenefits/vhic or call 1-877-222-VETS (8387) Monday through Friday between 8 a.m. and 8 p.m. ET.
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People also ask
Does VA require 26 8937?
The lender will be responsible for having an original VA Form 26-8937 signed by the veteran. You must submit the signed form if the full package is requested by VA for full review. There should no longer be any need to obtain your signed Verification of VA Benefits form by visiting the Regional Loan Center.
Where can I get proof of VA benefits?
A Summary of Benefits Letter (pictured) provides the service dates, discharge status and overall/combined rating. You may contact the VA directly at (800) 827-1000, voice prompt Letters and have a Summary of Benefits Letter faxed or mailed to you.
What does the VA award letter look like?
The letter will outline the specific benefits that the veteran is eligible for, as well as the effective date of the benefits and any other important information. The VA benefits award letter will typically include the following information: The veterans name and service information. The date of the decision.
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