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Point32Health is our corporate name. Harvard Pilgrim Health Care, Tufts Health Plan and our other brands will continue to show up as they do todaytrusted, high-quality health plans for people across the country.
As you may have heard, Tufts Health Plan and Harvard Pilgrim Health Care have recently completed a merger. Please find additional information and resources regarding the merger below: Tufts Health Plan and Harvard Pilgrim Health Care are now part of one combined organization.
The POS plan offers two benefit levels, and covers appropriate, medically necessary covered services at the authorized and unauthorized level of benefits, minus the applicable cost share. Members are not required to select a PCP.
Tufts Health Plan Spirit offers the same benefits as the Navigator plan, with several important differences: A lower premium than Navigator A network with fewer participating health care providers and hospitals.
Navigator is a self-funded Plan, which means that the Group Insurance Commission (the GIC or Commission) is responsible for the cost of the Covered Services you receive.

People also ask

Navigator by Tufts Health Plan is a Preferred Provider Organization (PPO) plan. Members do not need to designate a primary care physician (PCP) or obtain referrals for covered services.
Tufts Health Together is our MassHealth plan. Tufts Health Plan works closely with two health care providers to offer accountable care organization plans (ACOs). Cambridge Health Alliance (CHA) and UMass Memorial Health. We also offer a managed care organization plan (MCO).
About This Plans Deductibles Authorized annual deductible: Plan members must pay the authorized deductible of $500 per individual/$1,000 per family for applicable covered services in our network.
Tufts Health Plan Spirit offers the same benefits as the Navigator plan, with several important differences: A lower premium than Navigator A network with fewer participating health care providers and hospitals.
Our MassHealth plan Our Tufts Health Together plan provides high-quality MassHealth coverage for individuals and is free or low cost to low-income families enrolled in the states Medicaid plan.

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