Cg 20 37 2025

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CG2038 4/13 This endorsement is very similar to CG2033. The primary difference between these two endorsements is that CG2038 applies to a party or parties requiring additional insured status within a construction agreement that are not the actual contracting party with the contractor.
Property owners, both commercial and residential, commonly require any contractor working on their property to deliver a certificate of insurance naming the property owner as an additional insured. This often arises when a resident owner wishes to renovate his/her apartment in a co-op or condo building or an
A significant difference between the CG 20 10 and CG 20 33, is CG 20 33s requirement that there must be a written contract or agreement between the additional insured and the named insured. As a way to explain the significance of the written contract requirement, imagine a custom home building project.
The standard Amendment of Insured Contract Definition commercial general liability (CGL) endorsement (CG 24 26) alters the policys definition of insured contract, which determines the scope of coverage for contractually assumed liabilities, to require that the injury or damage for which coverage is sought was caused
The CG 20 37 endorsement is specifically designed to extend coverage for Completed Operations, which refers to work that has been finished or completed. It protects against liabilities arising from completed projects, such as property damage or bodily injury that occurs after the work is completed.
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Key Takeaways. An additional insured extends liability insurance coverage beyond the named insured to include other individuals or groups. An additional insured endorsement protects the additional insured under the named insurers policy allowing them to file a claim if sued.
This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE. Name of Additional Insured Person(s) or Organization(s) Information required to complete this Schedule, if not shown above, will be shown in the Declarations.

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