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Urar appraisal desk review - WordPress

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SUBJECT ITEMS YES NO COMMENT ON ALL NO s 1. The GMRM and estimated market rent are supported in the addenda. If the income approach was not used it has been explained. ADDENDA RECONCILE 38. DEPRECIATION External obsolescence physical deterioration and external obsolescence estimates match reported items on the front of the URAR. and is consistent with the Sales Comparison Analysis estimate. FNMA and FHLMC acknowledge most appraisals will not contain every specific item listed in this URAR Appra ...

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the difference between a field review and a desk review?

As you would have understood that the desk review is performed for a technically accurate appraisal, a field review, on the other hand, is to see whether the final evaluation is approved and, if not, to have another opinion of value.

What is a desk review in mortgage?

A desktop appraisal is a property valuation that is completed at the appraisers desk, using tax records and information listed on the Multiple Listing Service (MLS), instead of through an in-person survey of the property. Importantly, a desktop appraisal should not be confused with a hybrid appraisal.

Who completes an appraisal desk review?

A desk review requires an additional review by someone other than the underwriter. This could be another underwriter, a manager, or even an internal appraiser thats on the lenders staff. Every mortgage company will have their own procedures.

What does desk review mean for appraisal?

THE DESK REVIEW 9-1. PURPOSE: A. The review has three major purposes: 1) To examine, correct and modify reports to obtain accuracy, consistency and soundness of conclusions. 2) To determine quality and efficiency of work completed by appraisers, and to aid in training and supervision.

What is a desk review of appraisal?

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What is the purpose of an appraisal field review?

The review has three major purposes: 1) To examine, correct and modify reports to obtain accuracy, consistency and soundness of conclusions. 2) To determine quality and efficiency of work completed by appraisers, and to aid in training and supervision.

What is field review appraisal method?

The field review method is conducted by someone outside of the employees own department, most often from HR or corporate. The reviewer observed the employee for several days, then evaluates performance.

How long does an appraisal desk review take?

The Appraisal Desk reviews appraisals as soon as they are received., and they usually review a file between the application origination and the final processing of the mortgage loan. Reviews can take up to 48 hours, however appraisals for specific loans like FHA or VA loans go directly to underwriting.

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