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While it is not always required that the reviewer be a state-certified appraiser, that is the most common way that the review is performed. In some cases, regulations require that the desk review be performed by an appraiser certified in the state where the property is located.
What does a desk review on an appraisal mean?
A desk review is a second set of eyes looking at the data to gauge if it is the best possible use data. This type of thing happens very commonly for rural properties, unique properties, or just properties located in areas where there are not a lot of comparables.
Who reviews an appraisal?
During an appraisal review, a licensed or certified appraiser evaluates the appraisal report of another licensed or certified appraiser. The reviewers goal is to offer independent feedback in varying degrees, depending on the defined scope of the review.
Who completes an appraisal?
The process is led by a licensed or certified residential appraiseran independent third party engaged by the lender to provide a professional judgment on the homes value. Appraisers do not represent the buyer or seller; their sole duty is to come up with a fair and accurate valuation of the property.
What is a desk review appraisal?
Perform clerical and quality control duties to aid appraisers in the valuation process and in preparing information for Boards of Equalization and lead clerical staff in these duties. Use a variety of technical computer programs related to appraisal activities including CAMA system and GIS mapping applications.
Depending on the appraiser and if they require any photos or relevant documentation, some desktop appraisals can take just a few minutes. Although, you should expect the whole process from start to finish to take one or two days.
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