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The duration of the lien sale process depends on whether the vehicle is valued less than $4,000 or a vessel is valued less than $1,500 (35 to 45 days) or more than $4,000 or for storage facilities, or if a vessel is valued more than $1,500 (90 to 180 days).
Why would a car title have a lien on it?
A bank/finance lien is placed on a cars title to indicate that the owner has not finished paying off the loan for the car. If the car owner bought the car with cash instead of taking out a car loan, or if the loan has been paid off, there will be no lien.
Why is there a lien on my car title?
A lien is created as soon as you finance a car. In most states that means the lender holds the cars title and is considered the vehicles legal owner until the loan is paid in full. The lien protects the lender and allows them to repossess the car if the borrower stops making payments.
How to get lien off car title?
If there is a lien on a vehicle, yes, you should be concerned, very concerned. It could be a clerical error, lack of an update on the cars history or an outdated report, or it could be something very serious such as someone trying to sell a car they do not own. In any case, you need to protect yourself.
What does it mean when a lien is reported on a car?
You have to request lien release documentation from your bank or whoever you had the loan through. You will then take that paperwork to the DMV and they will file it for you and remove the lien.
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How To: Dispose of a Vehicle Valued at $500 or Less ...
Lien Sales Unit P.O. Box 932317. Sacramento, CA 94232-3170. 2. Provide the Lien Sale Unit with a copy of the documents with which service on the declarant ...
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