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Click ‘Get Form’ to open the ONLINE CERTIFICATE OF DEPOSIT TERMS & CHARGES DISCLOSURE in the editor.
Begin by reviewing the ELIGIBILITY section. Ensure you have an HSBC Premier checking account and a minimum deposit of $1,000.
Fill in your personal information as required in the form fields, including your name, address, and contact details.
In the TERM AND RATE INFORMATION section, select your desired term (6, 12, or 24 months) and review the corresponding interest rates and APYs.
Understand the ACCOUNT RENEWAL terms. Indicate whether you want your account to automatically renew at maturity.
Review the EARLY WITHDRAWAL PENALTY section to understand any penalties that may apply if you withdraw funds before maturity.
Once all sections are completed, save your changes and proceed to submit or download your filled document for future reference.

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Versions	Form popularity	Fillable & printable
2022	4.4 Satisfied (58 Votes)
2019	4.9 Satisfied (31 Votes)
2012	4 Satisfied (28 Votes)

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What are the terms of a certificate of deposit?

Key Takeaways They offer a guaranteed return on your money and almost all are insured by the federal government. Legitimate online banks offer the same protections for your CD as traditional banks, and some pay better interest rates. Just make sure your money is FDIC-insured, and beware of scams.