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When you have paid off your vehicle lien in full, the lien holder, usually a financial institution, is obligated to send you a properly completed Maryland Notice of Security Interest Filing (SIF) for your vehicle, or a statement on letterhead from the lien holder stating that the debt has been repaid in full.
Definition: Notice filing is the process of perfecting a security interest under Article 9 of the UCC by filing a financing statement. This means that instead of filing a copy or abstract of the security agreement, only a financing statement needs to be filed.
In addition to renewing your vehicle registration there are other services available at the kiosks: request driving records, apply for a personal identification number (PIN), change of address, request replacement title, request an extension to the VEIP inspection date deadline, order replacement plates, pay
``You may apply for a clear title in person at any of the MVAs full-service branch offices or by mail to the MVAs title file unit. You must submit the Maryland Notice of Security Interest Filing (SIF) and/or the lien release letter you received, plus the current title for your vehicle.
If ticketed, its a payable fine. Unfortunately, the officer may not let you continue to drive after being stopped, and may even confiscate your expired tags and turn them into the MVA. If that happens, your car will get towed, youll incur tow and storage lot fees, and youll have to pay for new tags.
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Security interest is an enforceable legal claim or lien on collateral that has been pledged, usually to obtain a loan. The borrower provides the lender with a security interest in certain assets, which gives the lender the right to repossess all or part of the property if the borrower stops making loan payments.

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