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Hence, the member shall be allowed to avail of an MPL while he still has an outstanding calamity loan, and vice versa.
This means that the more you save in your Pag-IBIG Regular Savings, the higher loan amount you may apply for via the MPL! And yes, you may still apply for a Pag-IBIG Multi-Purpose Loan even if you have existing loans with Pag-IBIG, like a Calamity Loan.
Pag-IBIG members are encouraged to apply for the calamity loan through the Virtual Pag-IBIG online service platform for quicker processing. By registering an account on Virtual Pag-IBIG, members can access Pag-IBIG services at their convenience using a smartphone or computer with internet access.
MPL Plus will consolidate the following loans: Emergency Loan Assistance (ELA) Summer One-Month Salary Loan (SOS) Conso-Loan Plus / Enhanced Conso-Loan Plus. Members Cash Advance / eCard Cash Advance / eCard Plus Cash Advance.
What is the SSS calamity loan processing time? Usually, it takes three to five days for the SSS to process a calamity loan application. Keep your lines open for prompt updates.
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The maximum loan amount is usually equivalent to 80% of your Total Accumulated Value (TAV) with Pag-IBIG, which includes your savings and employer contributions.
Must be residents of the calamity declared areas and suffered damages/loss to their properties. A resident, for the purpose of CLAP, is one who has a home address or property at the calamity-stricken area. Have not been granted any final benefit, i.e., permanent total disability or retirement.
If you have an existing Pag-IBIG Multi-Purpose Loan or Calamity Loan, the amount you may borrow shall be the difference between 80% of your total Pag-IBIG Regular Savings and any outstanding loan balance.

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