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Hence, the member shall be allowed to avail of an MPL while he still has an outstanding calamity loan, and vice versa.
Using a smartphone or computer, download and fill up the MPL or Calamity Loan Fillable Application Form, available at the Pag-IBIG Fund website. Save the completed form, without needing to print or sign.
A resident, for the purpose of CLAP, is one who has a home address or property at the calamity-stricken area. Have not been granted any final benefit, i.e., permanent total disability or retirement. Must have no past due SSS Short-Term Member Loans.
This means that the more you save in your Pag-IBIG Regular Savings, the higher loan amount you may apply for via the MPL! And yes, you may still apply for a Pag-IBIG Multi-Purpose Loan even if you have existing loans with Pag-IBIG, like a Calamity Loan.
Individuals may now apply to Pag-IBIG online through the official Pag-IBIG fund website found at .pagibigfund.gov.ph. At the official website, simply click on the Virtual Pag-IBIG section and then the Be a Member section to register for Pag-IBIG.
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There are two ways to apply for a Pag-IBIG Multi-Purpose Loan: online or Over-The-Counter (OTC). Digital or online application process: Upload the accomplished MPL form and complete requirements.
The maximum loan amount is usually equivalent to 80% of your Total Accumulated Value (TAV) with Pag-IBIG, which includes your savings and employer contributions.

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