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gov/urs. continued on next page FORM MCS-90 Page 1 of 3 DEFINITIONS AS USED IN THIS ENDORSEMENT Accident includes continuous or repeated exposure to conditions or which results in bodily injury property damage or environmental damage which the insured neither expected nor intended. Motor Vehicle means a land vehicle machine truck tractor trailer or semitrailer propelled or drawn by mechanical power and used on a highway for transporting property or any combination thereof. Bodily Injury means i ...

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Who needs an MCS 90 filing?

Federal regulations require MCS-90 endorsement for all commercial motor vehicles operated by motor carrier authorities, as well as any private carrier transporting hazardous materials. If an MCS-90 is expired or incorrect, the trucker or trucking company may be fined by the Department of Transportation.

Is MCS 90 a federal filing?

The MCS-90 endorsement guarantees the minimum required protection for members of the public who are involved in accidents for which you are deemed legally responsible. The MCS-90 is not filed with the Federal Motor Carrier Safety Administration (FMCSA).

What is a MCS 90?

The MCS-90 endorsement creates an obligation to the public to pay any judgment resulting from negligence in the operations, maintenance or use of motor vehicles even if the vehicle is not identified or covered under the insurance policy to which the endorsement is attached.

Is MCS 90 a insurance?

MCS-90 is not insurance, but all motor carriers must have this document attached to their liability policy. It provides an extra layer of checks and balances for adequate financial coverage for drivers, motor carriers, and other vehicles on the road.