Declaration of Health Coverage HBD-12A - calpers ca 2025

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Health Insurance. The state may pay up to 100 percent of the premiums depending on the plan selected. If you already have qualifying medical and/or dental coverage through another source, such as a spouse, you can receive cash in lieu of your health and/or dental coverage.
Eligibility Enrollment (Retiree) An employee may continue health coverage upon retirement if certain requirements are met. Details about enrollment, cancellation, and making changes to your plans can still be made in myCalPERS.
Health and Well-Being The state may pay up to 100 percent of the premiums depending on the plan selected. If you already have qualifying medical and/or dental coverage through another source, such as a spouse, you can receive cash in lieu of your health and/or dental coverage.
Who is eligible? Qualify for Medi-Cal if your income is up to 138 percent of the Federal Poverty Level (FPL) for adults, and up to 266 percent FPL for children. Check Shop and Compare to see if you qualify. Learn more on the Department of Health Care Services website.
To enroll or decline enrollment in the CalPERS Health Program or to make changes to your health plan, you must submit an HBD-12 form to your Health Benefits Officer (HBO).
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California State employees receive a number of highly competitive benefits, including: California Public Employees Retirement System (CalPERS) pension. 401(k) and 457 plans. Health. Dental. Vision. Leave benefits and paid holidays. Flexible schedule. Telework.
A certificate of coverage (CoC) is a contract that lists an individuals health insurance coverage with their payor. The CoC details the health benefits the beneficiary and their dependents have under their plan.
The Federal Employees Health Benefit (FEHB) program offers federal employees a choice of multiple health insurance plans at a reduced rate and paid with pre-tax dollars. The U.S. Government pays 72-75% of the premiums for each plan and employees are responsible for the remainder of the premium.

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