Short sale addendum florida 2025

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A short sale meaning is when you (the homeowner) sell your property for an amount less than the outstanding balance on your mortgage. Your lender agrees to forgive the debt that remains, which allows you to avoid foreclosure.
Disadvantages of a Short Sale There are more parties involved than a typical sale making the process complicated and often lengthy. In a traditional home sale, price negotiations happen between the buyer and seller (or their representatives), not the sellers bank.
The most common addendum is an attachment or exhibit at the end of such a document. For example, a contract to manufacture widgets may have an addendum listing the specifications for said widgets.
They agree to the short sale so they do not have to foreclose on the property. There is much higher costs to a lender to go through the foreclosure process, acquire and maintain the property, and then resell it for a statistically 20% to 40% lower price than the typical short sale approvable offer.
The listing agreement should state that the sellers acceptance of any offer will be subject to the lenders approval of the offer without requiring that the seller bring cash to close escrow, and an agreement by the listing broker to accept the commission as approved by the lender.
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A short sale purchase addendum is a document that goes alongside a sales contract. Its an additional document to consider when writing your own real estate contract. The document is added once a sale has been approved and used at the transaction stage.

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