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The Consumer Information Statement (CIS) outlines the agency relationships and duties of real estate professionals in Delaware for consumers buying or selling residential properties. It explains the concepts of presumed agency, dual agency, and confidentiality obligations, emphasizing the importance of understanding these terms before engaging in real estate transactions. The document must be provided to consumers at their first appointment or property showing and requires signatures prior to entering into any brokerage agreements.

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What is an example of a consumer information?

the information needed by consumers when researching, purchasing, and completing a purchase. Examples of consumer information needs include: product attributes (e.g. specification, price, quality standards), expert and consumer opinions, and vendor reputation.

What is the consumer information form?

The purpose of the Supplemental Consumer Information Form (SCIF) is to collect information on homeownership education and housing counseling and/or language preference to help lenders better understand the needs of borrowers during the home buying process.

What is a consumer information sheet?

Consumer Information Sheet means a fact sheet that is designed for distribution to consumers and contains information on the toxicity of the end use concentration of a pesticide product. In the case of ready-to-use products, consumer information sheets may be the same as material safety data sheets.

Is the supplemental consumer information form required?

Lenders must use the Supplemental Consumer Information Form (SCIF/Form 1103) for new conventional loans sold to the GSEs with application dates on or after March 1. Any data provided on the SCIF must also be included in each GSEs automated underwriting system submission file.

What does cis mean in real estate?

The Consumer Information Statement (CIS) defines the four business relationships that a firm may engage in. CIS must be provided in: residential 1-4 family sale transactions. residential single family lot sales. residential lease transactions.

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What is a consumer information statement?

Information standards regulate the type and amount of information provided to consumers about goods and services. The Commonwealth minister responsible for administering the Australian Consumer Law can: make new information standards; and.

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