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QMB is better. Pays for copays, coinsurance, and premiums A+B. SLMB just pays the part B premium.
How is QMB different from Medicaid?
Unlike other Medicaid eligibility groups, QMB benefits are not retroactive. Coverage begins the first day of the month following the month in which the individual is determined to qualify for this eligibility group.
How does the QMB program work?
Qualified Medicare Beneficiary (QMB) Program Group. The QMB group provides Medicare coverage of Part A and Part B premiums and cost sharing to low-income Medicare beneficiaries (QMBs). In 2023, more than 8 million individuals (more than 1 out of 8 Medicare beneficiaries) were in the QMB group.
What is the difference between full Medicaid and QMB?
The QMB Program requires the State to pay the Medicare premiums, deductibles and coinsurance of low income Qualified Medicare Beneficiaries. Note: Coinsurance is the amount Medicare charges the patient. It is based on the Medicare approved rate for a medical service.
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