The main reason for a Unum lawsuit remains consistent: policyholders allege the company wrongfully denied or terminated disability benefits. These cases often involve claims of bad faith, unfair medical reviews, and regulatory violations.
What is covered under Unum?
Although UNUM (like many other disability insurance carriers) denies a lot of long term disability claims, it is one of the biggest disability insurance carriers in the world, offering both individual and ERISA disability insurance policies, and has little to gain by treating disability insurance claimants poorly.
Why is Unum so difficult?
Common challenges claimants may experience include: Issues with medical records and information. It is not uncommon for Unum to disregard your doctors statements about your inability to work. In some cases, Unum will use a doctor that it chose to interpret your records to their benefit.
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