Direct Deposit Form - Betterment 2025

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Betterment Cash Reserve Overview Key features of Cash Reserve include a 4.00% annual percentage yield (APY variable), FDIC insurance up to $2 million at our Program Banks ($4 million for joint accounts), subject to certain conditions, and fast access to your money. Betterment is not a bank.
101015347 is a routing number used for NBKC BANK in MO. This routing number supports ACH and Wire transfers.
101000019 is a routing number used for COMMERCE BANK in MO. This routing number supports ACH and Wire transfers.
TD BANK, NA Routing Number ME - 054001725 Routing Number054001725 Bank TD BANK, NA ACH Transfer Yes Wire Transfer Yes
On the mobile app: Log in and select Checking. Click on Manage Account and youll see your account and routing numbers.

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Via Mobile App: Log in to your Betterment app. Go to Checking Account Details Set up direct deposit. Copy your account and routing numbers, download the direct deposit form, or both. Via Web Browser: Log in to your Betterment account. Navigate to Checking Account Details Set up direct deposit.
Since Betterment is not a bank and does not have a routing and account number, we cannot consider it a bank account. While these accounts may be primarily cash accounts, they can be used for trading and are not traditional bank accounts.

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