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To get a state-issued ID card or a New Jersey driver's license, permit or boat license, individuals must pass the state's six points of ID verification by showing: At least one primary document. For example, a U.S. passport, birth certificate or Certificate of Naturalization. At least one secondary document.
NJMVC requires the following items to remove a lien from a title: Vehicle Title, Vehicle registration, insurance card or declaration page, Bill of Sale, Certified record title search, DO-22 (by mail only, $15), Or, a certified record vehicle registration, DO-11A (can be obtained same day at a full-service agency, $15).
Technically, yes. It is perfectly legal to sell a car that has a lien on it. If you plan on trading it in at the dealership, the process is much easier.
The New Jersey Motor Vehicle Commission recently introduced a Universal Title Application (OS/SS-UTA R1/20) that will be used to apply for duplicate, replacement and vessel titles; to apply for title correction, and to add a lien or remove a lien.
The takeaway. It's perfectly legal to sell a car with a lien, as long as you pay off the loan first. To sell a car with a lien, you have the option to sell it to a car dealer as a trade-in, or sell the car to a private buyer.

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The vehicle owner must appear in person. Schedule an appointment prior to your visit. You must show the Manufacturer's Certificate of Origin (MCO) displaying the sales tax-satisfied stamp. You need to pay sales tax on the actual vehicle price.
If you have at least 6 points, use Section C to meet the residency requirements for the document you are applying for. Qualifications: proof of social security, proof of citizenship or lawful status, 2 proofs of residency, and 6 points of proof of name.
The vehicle owner must appear in person. Schedule an appointment prior to your visit. You must show the Manufacturer's Certificate of Origin (MCO) displaying the sales tax-satisfied stamp. You need to pay sales tax on the actual vehicle price.
Note: Walk-in services are only available at Licensing Centers for name and gender marker changes, and purchase of red decals. All other transactions at Licensing Centers are available by appointment only. Make an appointment online.
The vehicle owner must appear in person. Schedule an appointment prior to your visit. You must show the Manufacturer's Certificate of Origin (MCO) displaying the sales tax-satisfied stamp. You need to pay sales tax on the actual vehicle price.

what is a universal title application